Pune-based fintech startup Deciml has raised $3 million in a seed funding round led by Jainam Broking, marking the brokerage firm’s first venture into startup investment.
Founded in 2020 by Satyajeet Kunjeer, Deciml simplifies investing through its unique round-up feature, which automatically invests spare change from users’ daily transactions into mutual funds. Whenever a user makes an online payment via card or UPI, the platform rounds up the amount to the nearest 10 and invests the difference, making wealth creation seamless and accessible.
Prior to this round, Deciml had secured $1 million from investors including MyAsiaVC, Gaurav Munjal, Ritesh Malik, Raunak Munot, and Mukund Jha.
With this fresh funding, Deciml plans to enhance its product offerings, expand its user base, and strengthen its teamas it works toward making investing a daily habit for young Indians.
“The Deciml journey is at a crucial crossroads right now. We took the time to adapt our product to user needs, and now we want to focus all our efforts and energies on scaling rapidly. At such a juncture, we truly couldn’t have asked for a more wonderful investor and partner than Jainam. They have not only validated our vision but are also fueling and shaping it,” said Satyajeet Kunjeer, founder of Deciml.
The fintech sector in India is witnessing rapid growth, with market projections estimating a jump from $145.09 billion in 2025 to $550.21 billion by 2030, at a CAGR of 30.55%.
Deciml currently boasts 60,000 active users and has recorded 3.5 lakh app downloads. In FY25, the company registered a revenue of ₹7.2 lakh. It primarily competes with Jar in the micro-investing space, aiming to simplify investing for the next generation of Indian investors.
